Fresh Ground Financial

offering you Lifestyle Planning. A plan that's built around the life you want TODAY and TOMORROW. Helping you get as close as possible to the lifestyle that is in your head - that you really want


Become Your Own Banker

Using the Infinite Banking Concept (IBC)

Learn how to create your own private banking system. 

It's easier than you think. 

Simply put, IBC (Infinite Banking Concept) is a way to use specially designed, dividend-paying, whole life insurance to put the banking function back at the "you and me level" - Becoming Your Own Banker. 

By recapturing interest payments that otherwise would go to outside lending institutions, IBC gives financial independence to business owners & households. 


With Infinite Banking plans, your money is safe and averages higher returns than a high interest savings account. It's growth is exempt from taxes, and your money is accessible to use at anytime to make purchases without interrupting its growth! 

Having constant uninterrupted growth on 100% of your cash, even while you use it, is one of the hallmarks of an Infinite Banking plan. 

With these plans, you are creating your own private banking system & growing tax-free retirement income at the same time. 

You are building wealth, building cash-flow & building a family legacy. 

Benefits of the BECOMING YOUR OWN BANKER using IBC: 

  • Guaranteed Estate
    • From the first premium paid the insurance company commits to paying out a death benefit to your loved ones, whether you pass away at 35, 65, or 105. 
  • Guaranteed Cash Value Growth
    • Cash values are guaranteed to grow within your Be Your Own Bank policy (tax-deferred) which you can access to fund your business, to invest in an opportunity, or use to as tax-free retirement income down the road. 
  • Guaranteed Principal
    • Your cash values will not fluctuate with the markets. They are guaranteed to grow, and see no losses.

BECOMING YOUR OWN BANKER is one of the best ways to build generational wealth, grow businesses, build children's education funds, and have more income in retirement.